FARMERS & MECHANICS NATIONAL BANK

BANKING AND FINANCIAL SERVICES, NAMELY, UNDERWRITING[ MORTAGAGES ] * MORTGAGES *, CONSTRUCTION AND REHABILITATION FINANCING, CHECK CASHING, ISSUANCE OF MONEY ORDERS, WIRE TRANSFER OF MONEY, PAYMENT OF UTILITY BILLS, ESTABLISHING AND MANAGING TRUSTS, ELECTRONIC BANKING, COMMERCIAL AND PERSONAL LOANS, SAFE DEPOSIT BOXES, ISSUANCE OF TRAVELERS CHECKS, CHECK CLEARANCE SERVICES, INVESTMENT ADVICE, SAVINGS ACCOUNTS, CASH MANAGEMENT PRODUCTS AND COMPUTER BANKING