FAIRISAAC

data marketing services, namely, providing statistical reports and marketing data evaluation for others by means of computer; computerized data base management and data processing services in the field of merge/purge mailing list reconciliation; providing statistical information for mortgage eligibility through a rating system

evaluating credit risks through use of algorithms; evaluation of credit risk data to determine mortgage risk; evaluating credit bureau data for credit grantors and financial institutions; credit bureau score updating services; small business credit risk scoring services; consultation services in the field of financial information; financial consulting services in the field of portfolio risk and profits for consumer credit lenders, namely, product planning, account acquisition, management and collections, and MIS and organizational structure

educational services in the field of risk management for consumer credit lenders, namely, the conducting of seminars and in-house training