FABRIC CARE

Downloadable computer software for processing electronic payments and for transferring funds to and from others; downloadable authentication computer software for controlling access to and communications with computers and computer networks; Downloadable computer software for enabling real-time communication over the Internet; Downloadable computer software for facilitating instant messaging, sensing and providing user presence information; Downloadable computer software for scheduling and managing calendars and contacts; Downloadable computer software for enabling users to identify availability of other users and integrate electronic address books and calendars

Consumer survey services; Conducting incentive award programs to promote the sale of services of others; consumer marketing research services, namely, conducting business surveys and outreach programs to obtain consumer feedback

Electronic payment services involving electronic processing and subsequent transmission of bill payment data; providing electronic processing of credit card transactions and electronic payments via a global computer network; providing electronic mobile payment services for others involving electronic processing and subsequent transmission of bill payment data; payment processing services, namely, providing virtual currency transaction processing services for others in the field of credit card and electronic payments