EXPERTISE TO EXCEED

Banking services, namely, acceptance of deposits including substitute bond issuance, and acceptance of fixed interval installment deposits; loans, financing and discount of bills; domestic exchange settlement, namely, debt settlement services, financial exchange, monetary exchange, monetary exchange operations; financial guarantee and surety, namely, liability guarantee and acceptance of bills; securities lending; acquisition and transfer of monetary claims; safekeeping of valuables including securities and precious metals, namely, safe deposit services; monetary exchange services; trusteeship of financial futures contracts; trusteeship of money, securities, monetary claims, personal property, land, rights on land fixtures, surface rights or lease on land; agencies for bond subscriptions; foreign exchange transactions; letter-of-credit related services, namely, issuing letters of credit; brokerage services relating to hire-purchase; financial securities brokerage, namely, buying and selling of securities; trading of securities index futures; trading of securities options; trading of overseas market securities futures; agencies for brokerage of securities, securities index futures, securities options, and overseas market securities futures; agencies for brokerage of entrusting agents with on-commission trading in domestic markets of securities, securities index futures and securities options; agencies for brokerage of entrusting agents with on-commission trading in overseas markets of securities and securities index futures; agencies for brokerage of forward agreement of securities, for forward agreement of securities index futures, for forward agreement of securities options, spot and forward transaction of securities index futures; brokerage for securities liquidation; securities underwriting; securities offering, namely, securities brokerage; brokerage services relating to securities subscription or offering; stock exchange quotations; providing investment information relating to securities; advisory services based on investment advisory contract and investment services based on discretionary investment contract; financial and investment services, namely, investment and management of financial assets; financial and investment services, namely, entrustment of investment and management of financial assets; advisory and consultancy services relating to formation, investment and management of financial assets and providing information thereof; financial services, namely, issuance of certificate of beneficial interest; financial consultation, namely, providing investment instructions of trust assets; payment services relating to profit distributions and redemptions of trust property; securities investment research services; life insurance brokerage; life insurance services, namely, insurance brokerage, underwriting, insurance information, actuarial services and insurance consultancy; agencies for non-life insurance; claims adjustment for non-life insurance; non-life insurance underwriting; insurance premium rate computing; providing real estate information relating to property and land; financial assessment of company credit; providing information relating to tax practice; charitable fundraising services, namely, collection of monetary donations for charitable purposes