EXCELRATE

Computer software that provides real-time, predictive analytics and business intelligence to evaluate credit worthiness of a person or business lacking or with limited verifiable credit history by analyzing information from various sources of data; computer software for analyzing personal and business data and statistics to understand past performance and generate predictions about the capacity of a person or business lacking or with limited verifiable credit history to repay microloans; computer software that provides a dashboard to visualize business intelligence to understand the capacity of a person or business lacking or with limited verifiable credit history to make required payments for microloans

Providing on-line, non-downloadable, hosted software applications for credit scoring and data analytics about credit scoring of persons or businesses lacking or having limited verifiable credit history for lenders; Non-downloadable cloud-based computer software that provides real-time, predictive analytics and business intelligence to evaluate credit worthiness of a person or business lacking or with limited verifiable credit history by analyzing information from various sources of data; Non-downloadable cloud-based computer software for analyzing personal and business data and statistics to understand past performance and generate predictions about the capacity of a person or business lacking or with limited verifiable credit history to repay microloans; Non-downloadable cloud-based computer software that provides a dashboard to visualize business intelligence to understand the capacity of a person or business lacking or with limited verifiable credit history to make required payments for microloans