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Providing temporary use of non-downloadable software for providing telehealth, telemedicine, remote care, and virtual health care services, personalized healthcare and medical information in the nature of preventative health; providing temporary use of non-downloadable software for patients and healthcare providers to use in collaborating, monitoring, managing, tracking, and communicating concerning health care, wellness, nutrition, lifestyle management, and disease treatment and management; providing temporary use of non-downloadable software for automating and providing medical referrals; providing an online, non-downloadable Internet-based software application to enable users to access telemedicine services and medical care; software as a service (SAAS) services featuring software for use by healthcare payers, providers, employers, and carriers for the purpose of conducting financial and healthcare data analytics; software as a service (SAAS) services featuring software for use in data warehousing, mining, monitoring and management of electronic health records, and analysis of health and medical information for use by healthcare payers, providers, employers and carriers; providing software as a service (SAAS) services for healthcare providers featuring software for use in the storage and maintenance of patient information and medical records, the provision of telemedicine, telehealth and virtual care services, and for the collection, management and reporting of information for insurance and benefits verification and for claims submission; electronic storage of personal medical history records and files; application service provider featuring software for use by healthcare payers, providers, employers, and carriers for the purpose of performing financial and healthcare data analytics