EVERBANK. ADVANTAGE, YOU.

Banking and financial services, namely, offering deposit accounts, in the nature of checking, savings, money market accounts, certificates of deposit, individual retirement accounts, and foreign-currency denominated accounts; financial transaction and payment services, namely, electronic processing of electronic funds transfer, automated clearing house (ACH), credit card, debit card, electronic check and electronic payments, and domestic and foreign wire transfers; providing commercial loans and lines of credit; providing online information in the field of financial planning and commercial lending services; facilitating and arranging for the financing of commercial loans; Providing monetary exchange services, namely, exchanging gold, silver, platinum, and palladium for cash