EVANSTON BANK & TRUST

Banking and financial services, namely, retail banking services including deposit accounts, home mortgage lending and servicing, credit card services, namely credit card and debit card issues and authorization services, auto lending and banking; education finance, namely, student loan services and providing and servicing loans for the purpose of financing educational expenses; insurance agency services, investment advice, stock brokerage services, and financial banking services to small businesses; financial banking support in the form of loans for community development; electronic commerce payment services, namely, establishing funded accounts used to purchase goods and services on the internet