ETHIC A WEALTH BANK

Financial services, namely, banking services; internet and online banking services; personal and commercial banking services; checking account services; savings account services; direct deposit services; deposit services in the nature of acceptance of deposits; financial transaction services, namely, provision of certificates of deposit; online banking; online bill payment services; certified check services; providing bank account information by telephone, internet or electronic means; debit card services; consumer lending services, namely, providing residential mortgage loans including refinancing, home equity loans; consumer lending services, namely, servicing residential mortgage loans including refinancing, home improvement loans, home equity loans; commercial lending services, namely, providing and servicing commercial mortgage loans including refinancing; consumer lending services, namely, servicing renewable energy loans; private banking services