ETHIC

Financial services, namely, banking services; internet and online banking services; personal and commercial banking services; checking account services; savings account services; direct deposit services; deposit services in the nature of acceptance of deposits; safety deposit box services; financial transaction services, namely, certificates of deposit; online banking; online bill payment services; money wire transfer services; automated teller machine services; electronic funds transfer services; certified check services; providing bank account information by telephone, internet or electronic means; debit card services; consumer and commercial lending services, namely, providing, acquiring and servicing commercial and residential mortgage loans (including refinancings), construction loans, home improvement loans, car loans, home equity loans, issuing letters of credit; financial services, namely, wealth management services; consumer lending services, namely, providing, acquiring and servicing renewable energy loans; private banking services; trust services; non-investment wealth management advisory services, namely, accounting, household financial management, and related data assimilation