ETCH

Downloadable computer software used to provide secure multi-currency payment and banking services for transactions conducted in electronic commerce and over a global computer network

Paper advertising materials in the nature of signs, banners, and boards all relating to the provision of financial services; printed publications, namely, newsletters, magazines, pamphlets, leaflets, newspapers, and printed periodicals, all relating to the provision of financial services; printed guides and brochures for the financial services of others; printed forms for financial services

Compilation of data relating to sales of goods for purchase for business purposes; data processing services, namely, providing information, advice, and consultation services relating to data processing; conducting user incentive programs relating to the use of credit cards, store cards, charge cards, cash cards, debit cards, payment cards, and loyalty programs to promote the sale of goods and services of others; providing business information, business advice, and business consulting services related to the promotion of the use of credit cards, store cards, charge cards, cash cards, debit cards, payment cards, and consumer loyalty programs

Secure multi-currency payment verification services and banking services for transactions conducted in electronic commerce and over a global computer network

Electronic monitoring of personally identifying information to detect identify theft relating to the use of credit cards, store cards, charge cards, cash cards, debit cards, and payment cards; electronic monitoring of credit card activity to detect fraud via the internet; providing temporary use of on-line, non-downloadable computer software used to provide secure multi-currency payment and banking services for transactions conducted in electronic commerce and over a global computer network