ESSENTIALS SMARTBEN

Customer service management for others

Administration of employee benefit plans concerning insurance and finance

Educational services, namely, providing on-line instructional resources, interactive video tutorials and decision making tools in the nature of cost calculators in the field of employee benefits; Providing a website featuring resources, namely, a website featuring primarily non-downloadable publications in the nature of guides, summaries, descriptions, comparisons, instructional videos, interactive question and answer guides in the field of employee benefits plans and also featuring non-downloadable software for providing real-time benefit information, including benefit elections, deductible calculations, out of pocket maximum calculations, co-pay and related consumer cost estimates, and pharmacy information

Providing a website featuring resources, namely, non-downloadable software for employers to administer benefit programs, including self-service enrollment by employees, decision support for enrollment, change processing, and communicating enrollment and other benefit related information to employers, insurance carriers, payroll providers, third-party administrators, and related parties; Providing an online non-downloadable Internet-based system application featuring technology enabling users to select and enroll in benefit programs, administer benefit programs, and communicate benefit-related information to employers, employees, insurance carriers, payroll providers and other third-parties; Software as a service (SAAS) services featuring software for human resource information management; Software as a service (SAAS) services featuring software for enrollment, administration, communication, compliance and decision support concerning employee benefit programs