ESQARD

Administration of discount programs for enabling business participants to obtain discounts on goods and services for the benefit of the entity through use of entity physical and virtual credit, debit, charge and payment cards; Tracking, comparing and monitoring entity and employee expenses for others for cost accounting purposes; Promoting the membership of physical and virtual credit, debit, charge and payment card accounts through the administration of incentive award programs; Providing incentive award programs through issuance and processing of loyalty points for purchase of a company's goods and services; Promoting the goods and services of others by awarding purchase points for physical and virtual credit, debit, charge and payment card use

Issuance of credit, debit, charge and payment cards; issuance of virtual credit, debit, charge and payment cards, virtual currency, and electronic stored value accounts; credit, debit, charge and payment card payment and transaction processing services; virtual credit, debit, charge and payment card transaction processing; Financing loans for business payments through use of corporate credit, debit, charge and payment cards; Electronic payment services involving electronic processing and subsequent transmission of bill payment data; electronic processing of wireless wallets, mobile wallets and virtual credit, debit, charge and payment card transactions

Provision of an on-line expense management tool for others in the nature of providing temporary use of online non-downloadable software for transaction approval, expense management, expense allocation, and bookkeeping integrations; Providing temporary use of a web-based software application for controlling, monitoring and validating credit, debit, charge and payment card transactions and virtual payment transmissions