ESQ

Full service banking services and online banking services provided via the Internet, namely, provision of savings accounts, checking accounts, money market accounts and certificates of deposit; Consumer and commercial lending services, namely, providing mortgage loans, small business loans, real estate loans, home equity loans, home equity lines of credit; merchant accounts and merchant services in the nature of payment transaction processing services and merchant banking and investment services; Financial investment services, namely, retirement financial planning; credit and debit card services in the nature of issuing of credit and debit cards through a third party provider