ESPERIA

Insurance, namely, insurance underwriting in the field of life, health, accident, fire and employees, pensions; financial affairs, namely, financial planning, financial research, financial risk management, credit card services, banking, loan financing, installment loans, credit bureaus, financial consultation, hire-purchase financing, savings banks; monetary affairs, namely, acquisition and transfer of monetary claims, money order services; and real estate affairs, namely, real estate facility management, real estate agencies, real estate appraisal, real estate acquisition services, real estate brokerage, real estate investment, real estate management, real estate procurement for others, real estate syndication, and real estate leasing services