ERNST

providing temporary use of on-line non-downloadable software for use by real estate professionals in calculating fees in connection with real estate transactions; providing temporary use of on-line non-downloadable software for use by real estate professionals in connection with the production of loan estimates, closing disclosures and other regulatory and client-requested disclosures for real estate transactions; providing temporary use of on-line non-downloadable software for use by real estate professionals in connection with the loan origination process; providing temporary use of on-line non-downloadable software for use by real estate professionals in connection with the loan closing process; providing temporary use of on-line non-downloadable software for use by real estate professionals to enable the submission and exchange of loan data; providing temporary use of on-line non-downloadable software for use by real estate professionals enabling the submission of fee and other loan data for the origination, processing, review, assessment and analysis of mortgage loans pursuant to industry best practices, regulatory compliance and client loan configuration requirements