EQUIFAX

commercial information agency services for businesses in the areas of real estate, property valuations, pre-employment screening, energy utilization, motor vehicle reports, consumer marketing, credit information, and life, health, property and casualty insurance; marketing services, namely, market research, market data analysis, consulting services in the area of marketing programs, conducting and analyzing survey research, providing mailing lists, and direct mail advertising services; target marketing services,namely, providing demographic, socioeconomic and financial information for target marketing purposes, and market analysis; data processing services in the field of account billing, monitoring and collecting; and business management services, namely, account billing, monitoring and collecting

consulting services in the field of life, health, property and casualty insurance; credit information services, namely, providing credit information relating to consumer or commercial applicants for credit, mortgage loans, utility services and employment, and to fraud prevention; providing credit application processing; credit inquiry and consulting services; and real estate appraisal services

providing on-line access to computer databases containing information relating to applicants for insurance, credit, mortgage loans, and employment, and relating to motor vehicle reports, to debt servicing, and to demographic, socioeconomic and financial data for target marketing; conducting and analyzing safety and loss control surveys; collection and provision of medical histories, physical measurements and other health information; and consulting services in the field of effective energy utilization