EPLATA

Downloadable software for web, mobile and SMS (short message service) wallet services and mobile commerce, specifically downloadable software for enabling the electronic transfer of money between users; downloadable software for enabling processing of electronic funds transfers and payments made via ACH (automated clearing house), electronic check and electronic, mobile and online payments

Electronic funds transfer; Electronic transfer of funds; Money transfer; Providing electronic processing of electronic funds transfer, ACH, electronic check and electronic payments; Currency exchange; Financial services, namely, providing electronic transfer of funds in the nature of digital wallet services for use by members of an on-line community via a global computer network; Financial services, namely, facilitating currency exchange in the nature of exchanging one national currency to another national currency

Providing electronic storage of financial data within a cloud-based wallet