ENVOY

Financial services, namely, bill payment services and collection of debts; money transfer services; money receipt services, namely, checking and confirming receipt of funds, namely, money order services; payment transfer services, namely, electronic transfer of funds, electronic transfer of money; payment receipt services, namely, bill payment services, credit card and payment card services, money order payment guarantee services; transaction services, namely, electronic cash transactions, merchant transaction services, namely, payment and collection transactions processing services; transmission services, namely, transmission of bill payment data