ENVIOS DE DINERO

Computer operating programs, encoded electronic chips, encoded integrated circuit cards and encoded smart cards all containing programming distributed to banking customers to enable access to banking information; and magnetic data carriers for accessing banking information

Pamphlets, brochures and newsletters relating to banking, business, finance, insurance, real estate and/or commerce

Business management and consultation; market research; business marketing consulting services; business investigations; financial auditing; and providing commercial and statistical information

Insurance brokerage services and consultation; monetary exchange; financial analysis and consultation; financial planning and portfolio management; and real estate consultation

Telecommunications services, namely electronic transmission of messages and data via computer terminals

Services rendered by persons, individually or collectively, as a member of an organization, requiring a high degree of mental activity and relating to theoretical or practical aspects of complex branches of human effort; studies, projects, professional consulting and legal and technical investigations (not related to business management)