ENSTREAM

software for processing electronic payments to and from users of telephones, computers and portable electronic devices; software comprising a digital or electronic wallet for storage and transmission of payment and personal information and electronic cash in an electronic device or a centralized database

financial clearing house services, namely, clearing and reconciling financial transactions via a computer network; providing financial data processing services, namely, credit card, debit card and prepaid transaction processing services, loan payment processing, and electronic funds transfers; processing and transmission of bills and payment thereof via a computer network