ENOVA BUSINESS SERVICES

Financial consulting services, namely, advising others regarding their credit operations and collections activities; Financial credit modeling, namely, the evaluation of credit and other personal data as credit risk predictors; Business credit verification services; Credit scoring services; Loan servicing, namely, providing consumer credit consultation services, arranging and provision of loans, an interactive customer website featuring information in the field of consumer credit lending, and lending consultant services; Loan origination and preparation services; Arranging of loans; Financial loan consultation; Financial analysis, namely, analyzing data for use in debt collection

Cloud computing featuring software for use in predictive analytics and enterprise decision management in the field of consumer credit lending; Providing temporary use of web-based software applications for predictive analytics and enterprise decision management services relating to the credit modeling and collections activities of others; Consulting services in the field of design, selection, implementation and use of computer hardware and software systems for others, to further enterprise decision management in the field of consumer lending and collections; Design and development of computer software for use in enterprise decision management, predictive analytics, credit decisioning, credit modeling and collections, excluding software used primarily for product data management and product lifecycle management and optimizing the product design, development, and manufacturing processes; Data automation and collection service using proprietary software to evaluate, analyze and collect consumer credit and financial data; Software as a service (SAAS) services featuring software in the field of consumer financial services and personal loans; Design and development of software for the automation of financial verification processes; software as a service, namely, hosting software for use by others featuring credit decision modeling