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Computer hardware, namely a computer operating system, computer software, namely a computer operating program, and peripherals, namely a television set-top box, a color-coded keyboard, and a free-standing, publicly-located kiosk, branded card-swipe/pin-pad terminal, and a magnetically or digitally encoded card, for providing access to a global computer communications network or a local computer communications network to receive customized content, to perform personalized electronic transactions and to allow the secure transfer of messages and data via a global computer communications network, all sold together as a unit

Telecommunications connectivity services, namely technical telecommunications or frame relay connectivity services, for the electronic transmission and receipt of data and documents via a global computer communications network or a local computer communications network for allowing users to electronically transmit and receive messages and data, to receive customized content, to perform personalized electronic transactions, and to allow the secure transfer of messages and data via a global computer communications network or a local computer communications network