ENGAGEMENT ADVANTAGE

Bill presentation services; bill payment services; online bill payment services; mobile bill payment services; walk-in bill payment services; online and mobile bill payment services, namely, providing account balance, account statements and account history information via a global communications network; electronic payment processing services, namely, receipt, electronic processing, and subsequent transmission of bill payment data; providing financial risk management services and financial fraud detection services for electronic payment and billing services; electronic payment services involving electronic processing and transmission of bill payment data using operating and governance rules to determine transaction routing options, notifications, alerts, delivery timeframes and exception handling procedures; bill payment tracking and reconciliation services

Providing electronic transmission of electronic payment data via a computer network