EMPLOYEE ADVANTAGES

Administration of employee financial benefit plans; administration of employee benefit plans concerning insurance and finance; administration of employee welfare benefit plans concerning insurance and finance; arranging and provision of credit, loans, insurance, and currency exchange; brokerage in the field of insurance; consulting and information concerning insurance; electronic processing of insurance claims and payment data; insurance agency and brokerage; financial consultancy and insurance consultancy; financial consultation services and insurance consultation, via the global computer network; processing, administering and managing employee benefit plans concerning insurance and finance; providing information about home finance, automobile finance, insurance products, namely, automobile insurance, homeowners insurance, life insurance, pet insurance, long term care insurance, and employee financial benefits and offering financial information in the nature of home finance, automobile finance, insurance, and financial quotations and rates and providing financial information for on-line pre-applications therefor to consumers via a global computer information network and via a telephone