EMBRACING INGENUITY

BANKING, RELATED FINANCIAL SERVICES AND INVESTMENT SERVICES, NAMELY, PROVIDING INVESTMENT ANALYSIS, CONSULTATION, PLANNING, MANAGEMENT, ADVISORY, BROKERAGE, BANKING, AND RESEARCH SERVICES WITH RESPECT TO STOCKS, MUTUAL FUNDS, SECURITIES, BONDS, COMMODITIES, REAL ESTATE AND OTHER INSTRUMENTS OF INVESTMENT; INSURANCE SERVICES, NAMELY, PROVIDING INSURANCE ADMINISTRATION AND INSURANCE CONSULTATION SERVICES IN THE FIELDS OF LIFE, PROPERTY AND CASUALTY, ACCIDENT, HEALTH AND CREDIT INSURANCE SERVICES; FINANCIAL SERVICES, NAMELY, PROVIDING FINANCIAL ANALYSIS, CONSULTATION, PLANNING AND MANAGEMENT, COMMERCIAL AND CONSUMER LENDING, MORTGAGE LENDING, AND LOAN FINANCING; LEASING SERVICES REGARDING REAL ESTATE AND REAL PROPERTY