ELAN FINANCIAL SERVICES

Correspondent banking services, namely, banking services; financial services in the nature of check collection services, deposit processing services, mortgage lending services, home equity loan services and lending services; and transaction processing services to correspondent banks; treasury, insurance, investment and cash management services; financial trust operation services; merchant processing services, namely banking services for merchant customers; credit card services, debit card services, pre-paid purchase card services, namely, processing electronic payments made through prepaid cards; corporate purchasing credit, debit and pre-paid purchase card services for business travel, business purchases and business entertainment; consumer, business and commercial lending services; risk management; check and check processing services; telephone, cellular, on-line and web based banking services; automated teller machine equipment leasing services