EINSTEIN

Downloadable computer application software for mobile phones and smart phones, namely, downloadable software for processing mobile payments; downloadable mobile application software for mobile phones and smart phones, namely, downloadable software used to make financial payments and transactions; downloadable computer application software for smartphones, namely, downloadable software for processing credit card mobile payments; downloadable computer application software for facilitating and administering payments with bank cards, credit card, debit card, payment card, stored value card, loyalty card, rewards card, points card, club card; downloadable computer software for a digital wallet that stores customer account information to access coupons, vouchers, voucher codes and to obtain loyalty rewards, monetary rewards, points rewards that can be credited to their accounts; downloadable computer software, namely, an electronic financial platform that accommodates multiple types of payment and debt transactions in an integrated mobile phone, tablet computer, PDA, and web based environment

Electronic payment services involving electronic processing; Mobile and internet payment services, namely, electronic processing of electronic funds transfer via mobile computing; Financial services, namely, provision of mobile credit and cash card payment processing services over a global computer network; Issuance of electronic money in credit card form; On-line banking services; Payment and receipt of money as agents, namely, money transfer services and payment transaction processing services; transaction authorization and settlement services, namely, electronic cash transactions; Integrated services of mobile electronic wallet and mobile payment, namely, electronic transfer of funds and electronic processing of electronic funds transfer via mobile computing devices; Electronic monetary exchange; Processing electronic payments made through digital currency; Financial services, namely, processing and financial administration of loyalty reward card transactions; Issuing tokens of value as a reward for customer loyalty; Processing electronic payments made through loyalty points for purchase of a company's goods and services; Providing monetary exchange services, namely, exchanging loyalty points for purchase of a company's goods and services; Financial services, namely, loyalty program payment processing services in the nature of accumulating, discounting, purchasing, charging and managing reward points and other incentives generated in connection with one or more loyalty and rewards programs via a global connections network or mobile device; financial services, namely, conducting an online exchange of virtual currencies for trading and transacting; electronic banking services; money transmission services, namely, currency transfer services; cash management, namely, facilitating and tracking transfers of electronic cash equivalents; providing trading and investment management services for a virtual currency; computerized financial data services, namely, credit card transaction authorization and debt settlement services; electronic commerce payment processing services, namely, processing electronic payments made through prepaid cards and electronic accounts via a global computer network; payment gateway services, namely, authorizing and processing secure, real-time and recurring credit card payments; mobile payment services, namely, electronic processing of electronic funds transfer via mobile computing devices

Providing temporary use of on-line non-downloadable software for processing electronic payments; application service provider (ASP) featuring software for receiving, transmitting, and displaying vouchers, voucher codes, and discounts and receiving and transmitting data for the purchase of goods and services; application service provider (ASP) featuring software for providing consumers with information regarding discounts, vouchers, voucher codes, and special offers for the goods or services of others; electronic data storage, namely, financial data repository services; data encryption and decryption of financial information; digital signature authentication services for authentication of others, namely, data encryption and data integrity assurance services in the nature of providing electronic signature verification using technology to authenticate user identity; data encryption for others, namely, providing encrypted and digitally signed and authenticated data for use in issuance and validation of digital certificates in the field of document and transaction authentication; Software as a service (SaaS) featuring software for the use by payment services providers for the provision of electronic wallet services, namely, issuance, storage, management, transfer, exchange and redemption of electronic money; creating and maintaining web-sites for others; providing temporary use of online, non-downloadable computer application software for mobile phones and smart phones, namely, software for processing mobile payments; providing temporary use of online, non-downloadable mobile application software for mobile phones and smart phones, namely, software used to make financial payments and transactions; providing temporary use of online, non-downloadable computer application software for smartphones, namely, software for processing credit card mobile payments; providing temporary use of online, non-downloadable computer application software for facilitating and administering payments with bank cards, credit card, debit card, payment card, stored value card, loyalty card, rewards card, points card, club card; providing a web site featuring temporary use of non-downloadable computer software for a digital wallet that stores customer account information to access coupons, vouchers, voucher codes and to obtain loyalty rewards, monetary rewards, points rewards that can be credited to their accounts; providing a web site featuring temporary use of non-downloadable computer software, namely, an electronic financial platform that accommodates multiple types of payment and debt transactions in an integrated mobile phone, tablet computer, PDA, and web based environment; providing temporary use of non-downloadable cloud-based software that acts like a digital wallet by storing customer account information to access coupons, vouchers, discounts, voucher codes and rebates at retailers and to obtain loyalty or monetary rewards that can be credited to their accounts via a global computer network