EFX.AI

Business consulting, management, and planning services in the field of credit information enabled by artificial intelligence, namely, machine learning, mathematical modeling, advanced statistical techniques, and financial analysis of big data, proprietary data, and alternative data

Financial information and advisory services; financial risk assessment services; credit risk management; Financial credit scoring services; all the foregoing enabled by artificial intelligence, namely, machine learning, mathematical modeling, advanced statistical techniques, and financial analysis of big data, proprietary data, and alternative data

Application service provider (ASP) featuring software for use in credit application processing, evaluating credit worthiness, risk analysis; Fraud alert services, namely, monitoring consumer credit reports and providing an alert as to any changes therein; all of the foregoing enabled by artificial intelligence, namely, machine learning, mathematical modeling, advanced statistical techniques, and financial analysis of big data, proprietary data, and alternative data