EDEPOSIT BANK

BANKING SERVICES; BILL PAYMENT SERVICES; ELECTRONIC PAYMENT, NAMELY ELECTRONIC PROCESSING AND TRANSMISSION OF BILL PAYMENT DATA; CHECKING ACCOUNT SERVICES; SAVINGS ACCOUNT SERVICES; LETTERS OF CREDIT; CERTIFICATES OF DEPOSIT; IRA ACCOUNTS; ATM SERVICES; CREDIT AND DEBIT CARD SERVICES; LOAN FINANCING SERVICES; INSTALLMENT LOAN SERVICES; AUTOMATED CLEARINGHOUSE FUNDING SERVICES; MORTGAGE LENDING; PROVIDING ESCROW ACCOUNT SERVICES; INVESTMENT BROKERAGE; BUSINESS-TO-BUSINESS BILLING SERVICES