ECOBANK THE PAN AFRICAN BANK

Insurance services, namely, life insurance underwriting, insurance information and insurance advice, all not relating to environmentally-sustainable enterprises, all the foregoing services offered only to provide business-to-business international banking services and advice and assistance in connection with such services for companies in the U.S. engaging in commerce or banking in Europe and Africa, notably in connection with investments; Financial affairs, namely, financial information, financial evaluation, loan financing services for commerce or banking in Europe and Africa, notably in connection with investments, hire-purchase financing, financial clearing houses, loan financing, financial sponsorship of charitable and non-profit community events, financial transactions, namely, providing secure commercial transactions and payment options, all not relating to environmentally-sustainable enterprises, all the foregoing services offered only to provide business-to-business international banking services and advice and assistance in connection with such services for companies in the U.S. engaging in commerce or banking in Europe and Africa, notably in connection with investments; Monetary affairs, namely, monetary information, management and analysis services, currency exchange and advice, all not relating to environmentally-sustainable enterprises, all the foregoing services offered only to provide business-to-business international banking services and advice and assistance in connection with such services for companies in the U.S. engaging in commerce or banking in Europe and Africa, notably in connection with investments; Monetary affairs, namely, dealings, in the nature of brokerage in the field of securities as a market maker and in the nature of trading securities, equities and fixed income products in U.S. and overseas market securities, all not relating to environmentally-sustainable enterprises, all the foregoing services offered only to provide business-to-business international banking services and advice and assistance in connection with such services for companies in the U.S. engaging in commerce or banking in Europe and Africa, notably in connection with investments; Monetary affairs, namely, banking services, direct banking services, exchanging money, issuing credit cards, credit card services, debit card services, cheque verification, electronic funds transfer, mutual fund investment services, all not relating to environmentally-sustainable enterprises, all the foregoing services offered only to provide business-to-business international banking services and advice and assistance in connection with such services for companies in the U.S. engaging in commerce or banking in Europe and Africa, notably in connection with investments; Monetary affairs, namely, fund investment, deposits of valuables, namely, safe deposit box services, safe deposit services, savings account services, factoring agency services, debt collection agencies, stock exchange quotation, issuing of tokens of value, stocks, bonds, options, commodities, futures and other securities, and the investment of funds of others and equities, all not relating to environmentally-sustainable enterprises, all the foregoing services offered only to provide business-to-business international banking services and advice and assistance in connection with such services for companies in the U.S. engaging in commerce or banking in Europe and Africa, notably in connection with investments; Real estate affairs, namely, mortgage lending, all not relating to environmentally-sustainable enterprises, all the foregoing services offered only to provide business-to-business international banking services and advice and assistance in connection with such services for companies in the U.S. engaging in commerce or banking in Europe and Africa, notably in connection with investments