ECC CAPITAL

Retail consumer financial services, namely, auto loans, credit cards and servicing of credit card receivables, unsecured consumer loan financing services, loan processing, loan collections, bill payment services, money order services, debit and stored value card services and direct deposit of funds into customer bank accounts; Mortgage lending services, mortgage banking and mortgage brokerage services, namely purchasing mortgage loans from real estate and mortgage brokers and correspondent lenders, sale of mortgage loans to secondary mortgage lenders, servicing mortgage loans; home equity loans