ECARD

MAGNETICALLY ENCODED AND MICROPROCESSOR-BASED CARDS CONTAINING PROGRAMMING USED TO IMPLEMENT BANKING SERVICES, NAMELY, BANKING AND CREDIT, DEBIT AND STORED VALUE CARD AND ELECTRONIC TRANSACTION SERVICES

BANKING SERVICES, NAMELY, BANKING AND CREDIT, DEBIT AND STORED VALUE CARD AND ELECTRONIC TRANSACTION SERVICES THAT PROMOTE THE PURCHASE OF GOODS AND SERVICES VIA A GLOBAL COMPUTER INFORMATION NETWORK; AND FINANCIAL INFORMATION PROVIDED VIA A GLOBAL COMPUTER NETWORK; AND FINANCIAL INFORMATION PROVIDED VIA A GLOBAL COMPUTER NETWORK