Computer software for use by banks in managing and servicing accounts of customers that regularly receive periodic payments from third parties by providing to such customers automated billing, coupon printing, billing management, processing, collection, tracking, accounting, and reporting databases and systems; computer software for use by bank customers to interface with, access information and reports from, and provide information and requests to the bank's software in managing and servicing accounts of such customers; computer software for use by banks and mortgage companies in processing, managing, administering, and monitoring construction loans
Electrical and Scientific Apparatus