EARTHWALLET

Electric and electronic apparatus and instruments; computer software, hardware and firmware; magnetic data carriers; recording discs; cassettes; compact discs; videotapes; video compact discs (laserdiscs); interactive compact discs (CD-I); read-only-memory discs (CD-ROM); digital video discs (DVD); electronic apparatus for making electronic payments; electronic and digital publications; apparatus and equipment for recording, transmitting and/or reproducing data, sound and/or images; chipcards; magnetic cards

insurance services; financial services; banking and clearing-house services; information services relating to finance and insurance provided on-line from a computer database or the internet; home banking; internet banking; making electronic payments on-line from a computer database or the internet; financial sponsorship; financial management; management of mutual funds; investment services; advice with respect to all the above services

telecommunications services; telecommunication of information (including web pages), computer programs and any other data; electronic mail services; providing user access to the internet; providing telecommunications connections to computer databases and/or the internet; telecommunication gateway services; interactive communications through computer databases and/or the internet; information about telecommunications; providing access to digital music websites on computer databases and/or the internet; providing access to MP3 websites on the internet; delivery of digital music and/or images by telecommunications; transmission of data by way of satellite, telex, telegraph, telephone, cellular telephone; news services; rental of message sending apparatus