EARNIN

Downloadable software in the nature of a mobile application for financial services, namely, a mobile application to assist users with access to and budgeting of their finances by allowing users to access accrued income and payroll funds, accrue reward incentives through use of a debit card, and obtain access to information, instruction and assistance on savings for healthcare costs

Providing reward incentives to users through the distribution of discount offers and promotions

Financial services, namely, providing secure commercial transactions and payment options using a mobile device at a point of sale; Financial analysis and verification of financial information in the nature of payment verification services