E-VOLVING THE INSURANCE INDUSTRY

Computer software, for use in an Internet-based system allowing database management and electronic processing of insurance policies, featuring a real-time rating system for comparing insurance rates; an online insurance application system; policy accounting, claims, and endorsement centers; and secure broker and carrier databases, for use by insurance brokers and carriers

Providing a website on the Internet for insurance brokers and carriers featuring a real-time rating system for comparing insurance rates; an online insurance application system; policy accounting, claims, and endorsement centers; and secure broker and carrier databases; Insurance services comprising an insurance agency, a managing/general agency, and an insurance company/carrier in the field of general insurance services, namely, property and casualty, and life and health insurance