E PRUDENTIAL

Insurance underwriting, administration and agency services in the fields of life, health, disability, property and casualty insur- ance and annuities; investment advisory services; investment portfolio management services; financial research services; financial planning services; estate planning services; financial services, namely, retirement planning and money management services; mutual fund brokerage, administration and investment services; securities and commodities brokerage and underwriting services; investing the funds of others in debt and equity private placement investments; banking services; trust administration and management services; credit card and debit card services; loan financing services; mortgage and home equity lending services; electronic bill payment services; electronic funds transfer services; real estate brokerage, management and leasing services; providing financial account information and general information about insurance, investments and real estate by telephone or by electronic means