E-PERA

MAGNETICALLY ENCODED DEBIT CARDS

FINANCIAL SERVICES, NAMELY, MONEY TRANSFER SERVICES,ELECTRONIC FUNDS TRANSFER SERVICES, BILL PAYMENT SERVICES,AUTOMATIC TELLER MACHINE SERVICES, DEBIT AND STORED VALUE CARD SERVICES, AND DIRECT DEPOSIT SERVICES; FUNDS TRANSFER SERVICES,NAMELY, THE TRANSFER OF FUNDS FROM AND TO FINANCIAL INSTITUTIONS, FROM AND TO CREDIT CARD ACCOUNTS AND FROM AND TO MEMBERS; ELECTRONIC CASH TRANSACTIONS, NAMELY, AUTOMATIC TELLER MACHINE CASH WITHDRAWALS AVAILABLE AT AUTOMATED TELLER MACHINES,PERSON TO PERSON AND PERSON TO BUSINESS MONEY TRANSFER SERVICES OFFERED VIA THE INTERNET AND ELECTRONIC MAIL; AUTOMATED FINANCIAL CLEARING HOUSES, DEBIT CARD SERVICES AND ELECTRONIC FUNDS TRANSFERS; ELECTRONIC PAYMENTS, NAMELY, ELECTRONIC PROCESSING AND TRANSMISSION OF BILL PAYMENT DATA

DELIVERY OF MESSAGES BY ELECTRONIC TRANSMISSION AND ELECTRONIC MESSAGE TRANSMISSION SERVICES, VIA FACSIMILE, MAIL,TELEX, TELEGRAPH, TELEGRAM, TELEVISION CABLE, TELEPHONE, GLOBAL COMPUTER NETWORK, VIDEO STREAM AND SATELLITE TECHNOLOGIES