E-LYSIUM E

computer programs for transaction processing, namely billing, establishing the financial amounts from debit and credit transactions, computing and displaying amounts owed and paid according to accounting procedures, and managing and monitoring of accounts in a prepaid payment marketing system for a global computer network access, and for conducting a system for paying in advance for items and services in e-commerce using telephony via access to a global computer network, facilitating electronic fund transfers, and e-commerce software to allow users to perform electronic business transactions via a global computer network