E ESSENT GROUP

Financial services, namely, loss mitigation services for under- or non-performing mortgage loans; insurance services in the nature of loss control management for others; insurance services, namely, insurance eligibility review and verification and consultation in the mortgage industry; insurance services, namely, underwriting mortgage insurance; insurance services, namely, underwriting, issuance and administration of mortgage insurance; mortgage banking services, namely, origination, acquisition, servicing, securitization and brokerage of mortgage loans; providing an online portal for customers to obtain information in the field of mortgage insurance, obtain rate quotes, submit loans for mortgage insurance, upload loan documents, manage their loan portfolio, submit for loss management reviews, and submit general questions related to their mortgage; providing information in the field of mortgage insurance; reinsurance services, namely, reinsurance underwriting; financial risk management services; providing venture capital, development capital, private equity and investment funding for enabling lenders and mortgage investors to make mortgage financing available for homeowners