E-CITI

FINANCIAL SERVICES, NAMELY, BANKING SERVICES; CREDIT CARD SERVICES; COMMERCIAL AND CONSUMER LENDING AND FINANCING; REAL ESTATE AND MORTGAGE BROKERAGE; TRUST, ESTATE AND FIDUCIARY MANAGEMENT, PLANNING AND CONSULTING; INVESTMENT ADVISORY, MANAGEMENT AND CONSULTING; SECURITIES BROKERAGE AND TRADING SERVICES; PROVIDING SECURE FINANCIAL TRANSACTIONS IN THE NATURE OF ELECTRONIC CASH TRANSACTIONS, ELECTRONIC CREDIT CARD TRANSACTIONS, ELECTRONIC DEBIT TRANSACTIONS, ELECTRONIC CHECK PROCESSING TRANSACTIONS AND ELECTRONIC TRANSMISSION OF BILL PAYMENT DATA VIA A GLOBAL COMPUTER NETWORK; AND INSURANCE SERVICES, NAMELY, INSURANCE UNDERWRITING, AGENCY AND BROKERAGE SERVICES IN THE FIELD OF PROPERTY, CASUALTY AND LIFE INSURANCE AND ANNUITY CONTRACTS