E

MAGNETICALLY ENCODED DEBIT CARDS

FINANCIAL SERVICES, NAMELY, MONEY TRANSFER SERVICES, ELECTRONIC FUNDS TRANSFER SERVICES, BILL PAYMENT SERVICES, AUTOMATIC TELLER MACHINE SERVICES, DEBIT AND STORED VALUE CARD SERVICES AND DIRECT DEPOSIT SERVICES; FUNDS TRANSFER SERVICES, NAMELY THE TRANSFER OF FUNDS FROM AND TO FINANCIAL INSTITUTIONS, FROM AND TO CREDIT CARD ACCOUNTS AND FROM AND TO MEMBERS; ELECTRONIC CASH TRANSACTIONS, NAMELY AUTOMATIC TELLER MACHINE CASH WITHDRAWALS AVAILABLE AT AUTOMATED TELLER MACHINES; PERSON TO PERSON AND PERSON TO BUSINESS MONEY TRANSFER SERVICES OFFERED VIA THE INTERNET AND ELECTRONIC MAIL; AUTOMATED FINANCIAL CLEARING HOUSES, DEBIT CARD SERVICES AND ELECTRONIC FUNDS TRANSFERS; ELECTRONIC PAYMENTS, NAMELY, ELECTRONIC PROCESSING AND TRANSMISSION OF BILL PAYMENT DATA