DZ BANK

Electronic publications, namely, books, brochures, magazines, manuals featuring banking and financial market information recorded on computer media; computer programs for financial planning, payment transactions, encoding and signing files, cash management, tele-banking and home and Internet banking that are stored on electronic data mediums

Order fulfillment services; investigating business affairs; services to manage and operate industrial, trading and service companies, namely, business consultation in the planning, organization and management of these companies as well as in economic and personnel issues; business consultation in the field of personnel management; employee staffing; corporate consultation with regard to business administration; economic forecasts and business analyses; research services for corporate business and economic data; marketing type research and analysis, providing databases of personal marketing data

Insurance brokerage; financial services namely, online banking; loan financing, credit risk protection, namely, purchasing market derivatives for others; issuing credit cards; raising money on durable consumer goods and redeeming receivables outstanding, namely, collection of debts for others; issuing traveler's checks; currency exchange; securities brokerage; providing credit advice; storage of valuables in safe deposit boxes; asset management; electronic payment, namely, electronic processing and transmission of bill payment data; capital management services, namely, estate planning, retirement planning, tax planning and asset management; venture capital funding services to emerging and start-up companies; financial analysis and forecasting with regard to primarily financial economic issues; corporate consultation with regard to finance; proxy services, namely, exercising of voting and ownership rights on behalf of third parties with regard to the management of assets, administration of property, investments, and interests held in other companies; financial services, namely, investment fund transfer and transaction services; real estate services, namely, land and property management, mortgage brokerage, leasing of real estate and real estate financial valuation; financial sponsorship of cultural and artistic projects for photography, music, literature, theatre, visual art, architecture, design and preservation of historical monuments; financial support for artists through financial aid; and financial research, brokerage in the field of stocks and commodities, online brokerage in the field of stocks and commodities

Providing multiple user dial-up and dedicated access to the Internet; providing links to web sites of others featuring financial market information; electronic transmission of data and documents via computer terminals, namely, the transmission of financial data and data in the fields of foreign exchange, interest, money, guarantees, collection, documentary credit and payments, securities and investments, and personal data

Educational research in the fields of art and history

Computer services, namely, designing and implementing and hosting of network web pages for others; creation of software to send and receive encoded data, to encode and decode data and to archive data for others; creation of computer programs for financial planning, payment transactions, cash management, telebanking and home and Internet banking for others; provider activities, namely creation of data processing programs to solve bank-specific problems on the Internet as well as the formation and design of web sites and the creation of web sites on the Internet for others; providing temporary use of on-line downloadable software for financial planning, payment transactions, encoding and signing files, cash management, tele-banking and home and Internet banking; computer consultation for corporations; legal advice and representation