DRAMASTICALLY BETTER DIGITAL BANKING

Downloadable Computer software and downloadable computer application software for transmitting, displaying and storing transaction, identification and financial information for use in the financial services and banking industries; downloadable computer application software for mobile phones and mobile devices, namely, software for enabling financial transactions via a mobile phone or mobile device and verifying authentication of charge cards, bank cards, credit cards, debit cards and payment cards; downloadable computer encryption software for facilitating secure financial transactions, namely, encryption keys, digital certificates and digital signatures; downloadable computer software and downloadable computer application software for secure data storage and retrieval and transmission of confidential customer information used by individuals, banking and financial institutions

Online, mobile, and voice banking services; online banking services accessible by means of downloadable mobile applications, wearable computer devices, and voice-controlled information devices and smart audio speakers; banking services providing secure electronic processing of electronic funds transfer, debit card, electronic check and electronic payments by means of downloadable mobile applications, wearable computer devices, voice-controlled information devices and smart audio speakers, mobile telephone connections or and global computer networks; online, mobile, and voice money transfer services; Online, mobile, and voice business banking services; Online, mobile, and voice financial transaction services, namely, providing secure commercial transactions and payment options using a mobile device, wearable computer devices, or voice-controlled information devices and smart audio speakers at a point of sale; debit card and purchasing card verification; providing online, mobile, and voice financial records management

Providing online non-downloadable computer software and online non-downloadable computer application software for transmitting, displaying and storing transaction, identification and financial information for use in the financial services and banking industries; providing online non-downloadable computer application software for mobile phones and mobile devices, namely, software for enabling financial transactions via a mobile phone or mobile device and verifying authentication of charge cards, bank cards, credit cards, debit cards and payment cards; providing online non-downloadable computer encryption software for facilitating secure financial transactions, namely, encryption keys, digital certificates and digital signatures; providing online non-downloadable computer software and on-line downloadable computer application software for secure data storage and retrieval and transmission of confidential customer information used by individuals, banking and financial institutions