DPIC COMPANIES

insurance underwriting in the fields of property, casualty, marine, professional liability and workers' compensation insurance; claims adjustment in the field of insurance and insurance claims administration; reinsurance services, namely, sharing insurance risks, either by accepting such risks or placing them with other insurers; loss adjustment and prevention services; insurance consulting services, namely, evaluation of insurance programs of others in order to analyze current or potential risks, to recommend corrective actions and to conduct follow-up assessments for containing risks and to conduct insurance-related programs; and insurance administration, risk management and consulting services, all in the fields of property, casualty, marine, professional liability and workers' compensation insurance