DOING THE RIGHT THING IS SMART BUSINESS

financial services, namely, broker/dealer services in the field of securities, options, mutual funds and variable annuities; mutual fund brokerage, distribution, and investment services, and investment advisory services; investment advisory services, namely, the funding of a legacy trust through life insurance; business consulting services, namely, lead referral services in the field of life insurance; insurance services, namely the underwriting of variable annuities, annuity and guaranteed investment contracts; underwriting accident, life, cancer, credit, dental, disability, health and annuity insurance; underwriting insurance for prepaid dental plans and underwriting dental indemnity insurance plans; providing information in the field of insurance over a global communications network; providing life insurance underwriting, administration and brokerage services via a global computer network