DOCTORS' BANK

Banking services; and financial services, namely, providing financial analysis, consultation, planning and management, commercial and consumer lending and leasing services, mortgage lending, and loan financing; credit card services; debit card services; electronic payment, namely, electronic processing and transmission of bill payment data; financial information in the nature of rates of exchange; security services, namely, guaranteeing loans; cash management; mortgage banking; safety deposit box services; savings account services; providing educational and college loans; automated teller machine services; investment services, namely, providing investment analysis, consultation, planning, management, advisory, brokerage, banking, and research services with respect to stocks, mutual funds, securities, bonds, commodities, real estate and other instruments of investment; insurance services, namely, providing insurance and annuity brokerage services, insurance agencies, insurance administration and insurance consultation services in the fields of life, property and casualty, accident, health and credit insurance services; and providing banking, financial, investment and insurance consultation and information via global computer networks, internal computer information networks and telecommunication networks for the electronic, telephonic and telefacsimile transmission of voice, data, multi-media, graphics, video, photo and audio information; and providing interactive banking, financial,investment and insurance consultation and information via global computer networks, internal computer information networks and telecommunication networks for the electronic, telephonic and telefacsimile transmission of voice, data, multi-media, graphics, video, photo and audio information; providing information on international finance and foreign exchange rates via global computer networks, internal computer information networks and telecommunication networks for electronic, telephonic and telefacsimile transmission of such information