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FINANCIAL SERVICES, NAMELY TRAINING OF INDIVIDUAL REPRESENTATIVES FOR MARKETING OF CREDIT REPORT ANALYSIS, CREDIT COUNSELING, CREDIT REESTABLISHMENT AND ACQUISITION SERVICES; TELEPHONE CALLING CARD SERVICES, DEBIT AND SERVICES, AND TELECOMMUNICATION AIRTIME BROKERAGE SERVICES; BUSINESS MARKETING CONSULTING SERVICES, NAMELY NETWORK MARKETING SERVICES FOR CREDIT ANALYSIS AND CREDIT CONSULTATION SERVICES, REFERRAL SERVICES IN THE NATURE OF MORTGAGE AND LOAN REFERRALS, FINANCIAL SERVICES IN THE NATURE OF CREDIT COUNSELING, NAMELY, REESTABLISHMENT AND ACQUISITION OF CREDIT