DISTINCTLY FROST

Consumer, commercial and mortgage banking services; providing bank accounts; providing certificates of deposit; financing services; automated teller machine services; electronic cash transactions; providing bank account information by telephone, electronically and via the Internet; checking account services; check cashing; travelers' check issuance; money order issuance; safe deposit box services; check processing; check verification; debit card services; electronic bill payment services; currency exchange and advice; financial and estate planning; estate trust management; estate administration; administration of employee benefit and pension plans; financial analysis and consultation; correspondent banking services; financial clearinghouse services; financial forecasting; financial guaranty and surety services; guaranty cash management; cash replacement rendered by credit card; credit card services; credit card transaction processing services; credit card verification; credit inquiry and consultation; evaluation of credit bureau data; factoring services; fiduciary representatives; real estate appraisal and investment services; real estate trustee services; tax payment processing services; insurance agencies and brokerages in the fields of home, life, accident, automobile, medical, property and casualty long-term care; insurance consultation; insurance administration in the fields of home, life and accident insurance; electronic processing of insurance claims and payment data; claims adjustment services in the field of insurance; investment brokerage; stock brokerage; commodity brokerage; investment services; investment banking services; fund investment consultation; escrow accounts for investments and mortgages; capital investment consultation; commodity investment advice; commodity and stock quotations; stock and commodity trading for others; automated securities brokerage; mutual fund brokerage; mutual fund investment and distribution; financial portfolio management; financial research; fiscal assessment and evaluation; bonds and financial securities brokerage